Command Your Finances, Effortlessly.
Moniva is the first app to unify your personal and freelance finances with a powerful AI assistant. Log transactions by chatting, automate your tracking, and get a complete, clear view of your money effortlessly.
Trusted by freelancers and financial planners
More Than a Tracker. It's Your Financial Command Center.
Discover a suite of intelligent tools designed to put you in control. Let our AI assistant handle the tedious work, automate your recurring payments, and get the insights you need to grow your wealth and your business.
Intelligent AI Assistant
Chat with your finances. Use natural language to log expenses ('bought coffee for $5'), get instant summaries, and manage your projects, all powered by Google's Gemini AI.
Complete Financial Picture
Unify all your accounts, from bank and cash to freelance income and personal debts. Get a single, real-time dashboard of your entire financial world.
Automated & Recurring Transactions
Put your finances on autopilot. Schedule recurring bills, subscriptions, and regular income streams. Moniva handles the logging for you automatically.
Insightful Analytics & Reports
Go beyond simple charts. Visualize spending habits, track your net worth over time, and get automated weekly and monthly summaries to make smarter decisions.
Pro Freelancer Toolkit
Manage your entire freelance business. Track clients, create projects with budgets, and handle multi-currency payments from international clients seamlessly.
Proactive Debt & Bill Reminders
Stay ahead of your payments. Track who you owe and who owes you, and receive automatic push notifications before due dates to avoid late fees and awkward conversations.
Advanced Security & Control
Your data is protected with strong encryption. You have full control to view all active login sessions and remotely log out from any device, anytime.
Flexible Transaction Management
Made a mistake? No problem. Moniva allows you to instantly reverse incorrect transactions, which automatically corrects your account balances and maintains a clean history.
Smart Financial Organization
Effortlessly organize your spending with smart categories. Moniva's AI can auto-categorize transactions for you, saving you time and keeping your records pristine.
Take Command of Your Finances in 3 Simple Steps
From conversation to clarity, Moniva's intelligent approach makes mastering your money effortless.
Connect Your World
Quickly link your accounts, cash, freelance income, and debts to create a single, unified view of your entire financial life.
Command with AI & Automation
Forget spreadsheets. Just tell Moniva's AI what happened: 'Paid my rent' or 'Got paid for the Acme project.' Set up recurring bills and let Moniva handle the rest.
Master Your Growth
Receive powerful analytics that transform your data into actionable advice. Track your net worth, understand cash flow, and make confident financial decisions.
Loved by Freelancers & Financial Pros
Don't just take our word for it. See what our users have to say about their experience.
"This is the future of personal finance. I literally just talk to it. I tell the AI, 'bought lunch for $15,' and it's logged and categorized. No more finding the right screen or filling out forms. It's a huge time-saver and honestly feels like magic."
Alex R.
SaaS Product Manager
"Moniva is the first app that gets that my life and business are connected. Seeing my freelance income and personal spending in one dashboard with smart insights is a game-changer. I've never felt more in control."
Lucy W.
Freelance Developer
"Moniva put my financial tracking on autopilot. I set up my rent, subscriptions, and client retainers once, and it's all handled automatically. The push notification for an upcoming bill has already saved me from a late fee."
Samantha J.
Small Business Owner
"I used to track project payments in a spreadsheet. It was a mess. With Moniva, I know exactly what each client owes me and when it's due. My cash flow has improved dramatically."
Maria S.
Marketing Consultant
"The net worth tracker is my favorite feature. It's so motivating to see all my assets and debts in one place and watch my progress month over month. Highly recommend!"
David L.
Personal Finance Enthusiast
"The multi-currency support is a lifesaver. I work with clients in the US and Europe, and Moniva handles all the conversions flawlessly. It's saved me so much time and mental math."
Kenji T.
Software Contractor
One Plan to Rule Your Finances
Unlock every feature with one simple plan. No tiers, no confusion. Choose the billing cycle that works for you and start your free trial.
Moniva Pro
Billed monthly. Cancel anytime.
- Intelligent AI Assistant
- Unlimited Transactions & Accounts
- Automated & Recurring Payments
- Advanced Analytics & Net Worth
- Proactive Bill Reminders
- Full Multi-Currency Support
- Advanced Security & Session Control
Moniva Pro
Billed annually. That's just $5.83/month.
- Intelligent AI Assistant
- Unlimited Transactions & Accounts
- Automated & Recurring Payments
- Advanced Analytics & Net Worth
- Proactive Bill Reminders
- Full Multi-Currency Support
- Advanced Security & Session Control
Frequently Asked Questions
Find answers to common questions about Moniva.
Your AI-Powered Financial Command Center Awaits.
Stop tracking, start commanding. Download now and start your free trial to experience an effortless way to manage your money and grow your business.