Smarter AI Assistant
Attach photos and use voice recordings in AI chat, with smoother loading states while Moniva works.
Loved by 5M users with ★ 4.9 rating
Your Financial Life,on Autopilot.
The AI assistant that reads receipts, tracks freelance projects, and manages budgets automatically.
Moniva AI
Tell it what happened. Moniva logs it.
This is not a chatbot that only gives advice. Moniva uses AI function calling to turn plain language, receipts, and screenshots into real financial updates.
Understands messy input
Text, receipt photos, and screenshots become structured finance actions.
Executes real updates
Moniva can create transactions, update budgets, record debts, and adjust balances.
Asks when unsure
If details are missing, the AI asks for clarification before touching your books.
Safe to reverse
Made a mistake? Ask Moniva to undo it and balances are corrected safely.
Understands messy input
Text, receipt photos, and screenshots become structured finance actions.
Executes real updates
Moniva can create transactions, update budgets, record debts, and adjust balances.
Asks when unsure
If details are missing, the AI asks for clarification before touching your books.
Safe to reverse
Made a mistake? Ask Moniva to undo it and balances are corrected safely.
"I paid John $50 for dinner and bought a $4 coffee."
Logs coffee, records the IOU, updates budgets.
"Import these App Store subscriptions from this screenshot."
Finds recurring bills and schedules tracking.
"Create a grocery budget based on my last 3 months."
Analyzes history and suggests a realistic limit.
"Mark the Website Redesign project as completed and paid."
Updates project status and records income.
"Undo my last transaction."
Creates a safe reversal without breaking history.
"Why did I spend more this week?"
Summarizes trends across accounts and categories.
Version 3.0.0
Smarter AI, seamless onboarding, and a brand new look.
Our biggest update yet brings voice and photo-powered AI, redesigned analytics, Guest Mode, Reverse Trials, and a more polished app experience from the first tap.
A Brand New Look
A sleek redesign with SF Pro Rounded, floating bottom sheets, and improved dark mode support.
Guest Mode & Faster Sign-In
Start with a personalized setup, try Guest Mode, or continue quickly with Apple and Google Sign-In.
Advanced Analytics
Explore redesigned donut and line charts, plus a new AI Insights card for faster financial context.
Reverse Trials
Experience all Pro features free right from the start, with no credit card required.
Smarter Subscriptions
Manage recurring transactions with visual templates, store verification, and projected burn rates.
Enhanced Organization
Create custom categories, track updated project statuses, and see dynamic currency symbols by location.
Features
Everything your money needs, without the spreadsheet work.
Moniva combines AI automation, freelance tracking, wallets, debts, budgets, and analytics into one personal finance app.
Social proof
What users are saying.
Real-world notes from people using AI to keep budgets, client work, subscriptions, and multi-currency spending in sync.
Nadia Cole
@nadiacodes
I sent Moniva three receipt photos after a client trip and it sorted food, transport, and reimbursements before I opened my spreadsheet.
Elena Rossi
linkedin.com/in/elenarossi
The AI chat feels practical, not gimmicky. I type what happened, it logs the transaction, picks a budget, and asks before anything looks uncertain. That last part matters because I still feel in control when it handles messy notes or receipt photos.
Camila Reyes
@camilareyes
The one-tap undo makes AI finance feel safer. I can let it organize my spending and still reverse a mistake instantly.
Marcus Lee
linkedin.com/in/marcuslee
The freelance project tracking is the part that stuck for me. Income, tasks, invoices, and personal spending finally live in the same place, which means I can check one dashboard before deciding what to spend or chase up.
Jon Bell
@jonbell.design
I tried it for one week and kept it. Sunday-night finance cleanup is now a five-minute review.
Lina Park
linkedin.com/in/linapark
Receipt capture is the feature I use daily. I snap, Moniva reads it, and my budget is already updated before I get home.
Priya Shah
@priyashah
I used to forget which apps were charging me each month. Screenshot import found the subscriptions I kept missing and put reminders on autopilot.
Maya Okafor
@mayaokafor
The debt reminders are underrated. It tracks who owes what, when it is due, and nudges me before the conversation gets awkward. I use it for shared dinners, small loans, and reimbursable client costs.
Sam Carter
@samcarter
My budgets update from normal messages now. No forms, no category hunting.
Andre Mutua
@andremutua
Multi-currency is the reason I switched. I can spend in KES, invoice in USD, travel in EUR, and still understand my real net worth.
Theo Martin
linkedin.com/in/theomartin
As a contractor, I need personal budgeting and business cash flow together. Moniva gives me that view without forcing me into accounting software. I can see client payments, daily spending, and upcoming bills without rebuilding my own tracker every month.
Owen Grant
@owengrant
It finally gives my freelance income and personal bills the same calendar. That makes cash flow much easier to trust.
Pricing
Simple pricing for autopilot finances.
Get 7 days of Moniva Premium free. No credit card required, no account required to start.
Monthly
Flexible premium access.
$4.99per monthbilled monthly
7-day free trial included
No credit card. No account required to start.
Moniva AI for chats, receipts, and transaction logging
Smart subscription tracking from screenshots
Multi-currency wallets and net worth views
Freelance clients, projects, tasks, and income tracking
Debt and IOU tracking with automated reminders
Automated budgets with spend alerts
One-tap undo for safer AI and manual entries
Analytics for savings, spending, and net worth trends
Yearly
Best value for full-year automation.
$39.99per yearbilled annually
7-day free trial included
No credit card. No account required to start.
Moniva AI for chats, receipts, and transaction logging
Smart subscription tracking from screenshots
Multi-currency wallets and net worth views
Freelance clients, projects, tasks, and income tracking
Debt and IOU tracking with automated reminders
Automated budgets with spend alerts
One-tap undo for safer AI and manual entries
Analytics for savings, spending, and net worth trends
Premium unlocks Moniva AI, subscription automation, multi-currency wallets, freelance tracking, budgets, IOUs, undo, and analytics across your financial life.
FAQ
Questions before you start.
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